A new business model
Outsourcing trust accounting to NOBL lets your agency re-organize into a focused sales and service operation while gaining tighter, provable control over premium fiduciary funds. The result is improved financial performance, reduced risk, and confidence for principals, carriers and regulators.
Outsourcing trust accounting is conducive to considerable operating-cost reduction and unlimited business-growth potential. When trust operations are handled for you, staff time shifts from reconciling premium funds to selling and servicing — agencies recover capacity without adding headcount.
Explore the key benefits
Each chapter below goes deeper on one part of the case — from why premium needs its own accounting to what a dedicated trust ledger does for your solvency, your growth, and your agency’s value.
Premium isn’t income
The general ledger behind every agency was built for money you earn, not money you hold in trust. See why premium needs its own accounting.
Read more The OpportunityThe market opportunity
The only patented system for a fiduciary duty every P&C agency is legally required to perform — a first mover in an uncontested category.
Read more SolvencyProve your trust solvency
The Financial Solvency Analysis makes trust solvency visible and proves it to the dollar — at the policy, carrier, and agency level.
Read more DifferentiationBeyond your AMS
Your AMS, Applied Systems, and QuickBooks run sales and service — not fiduciary funds. See how a trust ledger runs alongside them, no rip-and-replace.
Read more Growth & ROIGrow without adding payroll
Reclaim the back-office hours premium accounting consumes and redeploy them into sales — up to 25% more business with no new payroll.
Read moreOther benefits
- Better cash flow
- Reduction of working-capital requirements
- Improved customer service
- Higher client retention ratio
- Better agency–carrier business relationship
- Reduced E&O risk exposure
- Fiduciary compliance
Prove solvency, reduce risk
Continuous fiduciary accounting and financial solvency reporting give you an audit-ready record at all times. Disciplined control over premium fiduciary funds is no longer optional as the independent agency system becomes more efficient and profitable — NOBL makes it routine.
Report: NOBL Business Tool
A matrix of the business processes and financial functions NOBL performs for your agency’s trust operations — from receivables and commission income to solvency and fiduciary statements.